All About Us
Heather Andrews - Agency Owner
Hello, I'm Heather Andrews!
I got into the insurance business to truly help people. I’ve heard the horror stories and seen how insurance agents can get a bad name, so I promised myself I would always do things differently. My goal is simple: find you the best protection at the best possible price.
I once had an agent tell me, “I don’t write that company because I don’t make enough off them.”
That will never be how we operate. If a company can protect you properly for a fair price, we will write with them. It’s that simple.
All of our carriers are A-rated, and we focus on building long-lasting relationships not one-time sales. Every client is an experience, not a number, and we hope it’s an experience you’ll feel confident sharing with friends and family.
We’re known for our great premiums, and we work hard to make sure you’re getting the best pricing available. And if another carrier ever beats us? We’ll go out and try to bring that carrier on, too. Our goal is to be your one-stop shop, so you never have to stress or shop around on your own again.
We cut costs, not coverage.
Come join our Andrews Insurance family because we truly do care.
The Team
Nicki F.
Kristen Koumbis
Kristen Koumbis
Customer Service Lead/Office Manager
Born and raised in Bradenton, Nicki excels in creating the customer experience. She sends all necessary documents, coordinates community events, provides comprehensive updates about your policy, and runs the service team! Nicki is available for all of your servicing needs!
Kristen Koumbis
Kristen Koumbis
Kristen Koumbis
Licensed Agent
I am dedicated to helping Florida homeowners navigate the complexities and uncertainties of the insurance landscape. My journey in the insurance industry began with life insurance, which instilled a deep commitment to protecting what matters most in my clients’ lives. The most fulfilling aspect of my work is guiding homeowners through the challenges of securing reliable coverage, especially in the wake of recent storms that have made the process increasingly difficult and costly. With an ever-growing maze of requirements, I take pride in simplifying the experience for my clients. As a woman with a natural love for shopping, I approach finding the best home insurance coverage with the same enthusiasm and diligence I’d apply to finding the perfect pair of designer shoes—ensuring you get the best value and protection for your home.
Ming Rosales
Kristen Koumbis
Christy Schwartz
Customer Service Team
Ming helps take in info for new quotes and takes care of the policies after they have been bound. From the lender updates to underwriting issues, Ming is on it. Ming is one of the 1st voices you will hear on the phone and she will be happy to get all your info for a quote so our team can get a quote for you in a timely manner.
Christy Schwartz
Christy Schwartz
Christy Schwartz
Licensed Agent
Christy is a Licensed Personal Lines Insurance Agent. She has also been in the mortgage industry for the last 23 years and strives to provide great customer service to all of her clients. She has lived in Sarasota for the last 27 years. She's born in Ohio and moved to Sarasota when she was just a teen. She's an avid Ohio State Buckeye fan and loves to travel in her spare time with her family. She looks forward to helping all of her clients find the best coverage at the best cost and provide to you the best possible customer service in a timely fashion.
Jerico R.
Christy Schwartz
Maria Masaga
Customer Service Team
Jerico our social media and marketing guy. He works along the side of our other service team members in taking care of the policies after they have been bound. Jerico just graduated with a degree in Marketing. He does his best in making our social marketing spot on and he also does his best to make sure our client get the best customer service he can!
Maria Masaga
Christy Schwartz
Maria Masaga
Customer Service Team
Maria is a dedicated customer service professional with a passion for helping clients and ensuring their needs are met with efficiency and care. Known for her patience, clear communication, and problem-solving skills, she consistently delivers positive experiences that build trust and long-term relationships.
Bruno Andrews
Bruno Andrews
Bruno Andrews
Right Hand Dog of CEO
Bruno is a dedicated member of Andrews Insurance. He can smell the success of our team. He is loyal and wants to show his success by wearing his bling bling.
He is always right there by your side, offering friendship and support. He is always there during rough times and bark rough rough instead of arf arf.
Some of Our Carriers
Get a Quote Now
Click the Get a Quote tab on the main page or choose below
- Home/Condo/Mobilehome
- Auto
- Flood
- Commercial
Let's get you Insured!